Frequently Asked Questions

Here, we’ve answered some of the most common questions about our products, services, and maintenance solutions. If you don’t find what you’re looking for, feel free to contact our support team — we’re always happy to help.

Frequently Asked Questions

Here, we’ve answered some of the most common questions about our products, services, and maintenance solutions. If you don’t find what you’re looking for, feel free to contact our support team — we’re always happy to help.

Question 1: What credit score is required?

Most financing partners work with a wide range of credit profiles. Typically, a score of 550–600+ is enough to qualify. Higher scores unlock better rates and larger approvals.

Question 2: How large a loan can I get?

Loan amounts generally range from $1,000 up to $250,000, depending on credit, income, and project size.

Question 3: What is the timeline for approval and funding?

Pre-qualification takes just 2–3 minutes (no credit hit). Once approved, funds are often available within 1–3 business days.

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Contact Us

Office Hours:

Mon-Fri 8:00AM-5:00PM

Call: (279) 220-5544

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* Financing is provided by Hearth’s lending partners. Hearth is a technology company, licensed as a broker where required.

Hearth does not make credit decisions or loans. This does not constitute a loan offer. NMLS ID# 1628533. See NMLS Consumer Access for details.