Here, we’ve answered some of the most common questions about our products, services, and maintenance solutions. If you don’t find what you’re looking for, feel free to contact our support team — we’re always happy to help.
Most financing partners work with a wide range of credit profiles. Typically, a score of 550–600+ is enough to qualify. Higher scores unlock better rates and larger approvals.
Loan amounts generally range from $1,000 up to $250,000, depending on credit, income, and project size.
Pre-qualification takes just 2–3 minutes (no credit hit). Once approved, funds are often available within 1–3 business days.
Yes—our company is a fully licensed general contractor, offering services across residential and commercial sectors.
We serve Northern California and handle both residential and commercial clients throughout that region.
Yes. We handle the full process including design, permitting, construction management and finishing, so you get a streamlined build-solution.
Scope changes or material upgrades will be documented via a change order. We’ll provide an updated estimate and timeline for approval before proceeding.
We apply detailed planning, structured scheduling, trade coordination and regular progress tracking to manage time and cost effectively.
Yes. We handle permitting, zoning reviews, code compliance and inspection scheduling as part of the service setup.
You should verify that the contractor holds a valid state contractor’s license, carries general liability insurance and workers’ compensation coverage. This protects you from liability if there’s an onsite injury and ensures the work is compliant.
Mon-Fri 8:00AM-5:00PM

* Financing is provided by Hearth’s lending partners. Hearth is a technology company, licensed as a broker where required.
Hearth does not make credit decisions or loans. This does not constitute a loan offer. NMLS ID# 1628533. See NMLS Consumer Access for details.