Basic
Foundation
Framing
Basic Finishes
Title 24

Mid
Foundation
Framing
Basic Finishes
Title 24

Premium
Foundation
Framing
Basic Finishes
Title 24

Here, we’ve answered some of the most common questions about our products, services, and maintenance solutions. If you don’t find what you’re looking for, feel free to contact our support team — we’re always happy to help.
Consider your budget, design expectations, and long-term use (rental vs family space). The Basic package is ideal for cost-efficient builds, the Mid tier adds higher-quality finishes, and Premium is suited for luxury design and stronger ROI. A consultation helps match your lot and goals to the right tier.
We partner with financing providers and offer promotional options including 0 % APR financing subject to credit and program eligibility. Your loan amount and rate depend on credit, project size, and selected finishes.
After design and permitting, construction timeline depends on scope and tier. As a general rule, once the permit is approved the Basic package can often complete in a faster timeframe than the Premium tier due to less complex finishes. We’ll give a project-specific timeline when we review your lot, scope, and package choice.
If you decide to upgrade finishes, expand square footage, or add features (e.g., solar, smart home systems, premium appliances) after the package is chosen, we’ll provide a revised proposal to reflect those changes. We maintain the base package pricing as the starting point, but scope changes will be itemised and approved before moving ahead.
Many jurisdictions require that the homeowner occupy either the main house or the ADU while it’s rented out. We’ll check local ordinances (Chico/Northern CA) and factor that into the permit scope and



Mon-Fri 8:00AM-5:00PM

* Financing is provided by Hearth’s lending partners. Hearth is a technology company, licensed as a broker where required.
Hearth does not make credit decisions or loans. This does not constitute a loan offer. NMLS ID# 1628533. See NMLS Consumer Access for details.